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With so many hidden fees tagging along on most of our expenses, it’s easy to forget that we pay so much for perks and services we may never use. To begin trimming your spending, take notice of superfluous fees and learn how to avoid them. Extended warranties may sound like a good idea, but they’re [...]
Read moreCreating and managing a budget can feel overwhelming, but it’s not as difficult as you might think. In this tough economic time, invest the time needed to bring you and your budget onto solid ground in three easy steps. Track It Simply put, you can’t know how to structure your budget until you know where [...]
Read moreWhat caused the global economic crisis? Some blame the predatory lending practices of investment banks and conglomerates. Others blame government inaction. But millions of uneducated consumers are just as responsible because they took what was offered to them without caution, or an eye to the future, and borrowed more than they could afford. Many people [...]
Read moreInsurance offers coverage that is in place should a particular type of event occur. There are many types of insurance that people need. Here you will find some basic information on the most common ones. Vehicle Insurance It is always a good idea to have insurance on your vehicles. In some states it is mandatory [...]
Read moreWe’ve all heard the saying that if you get knocked off the horse that you have to get right back on it again. When it comes to getting knocked down financially, however, it can feel more like you’ve been run over by a tank. No matter how bad your bumps and bruises are, it is [...]
Read moreGrowth is a product of adversity. Mistakes become teaching points. Struggles test our fortitude and harden our resolve. We learn how to deal with pain and how to overcome it. So while being in debt may not be an ideal situation, it does represent a kind of adversity, a turning point in our lives where [...]
Read moreA fantastic party can really put a smile on someone’s face. But with the pesky recession biting at everyone’s heels we have to watch the pennies. If you’re planning a party, never fear, our top tips will make your celebration just as special and memorable as the most expensive blowout bash. 1. Location, Location Location [...]
Read moreMaking money go as far as possible is a key challenge for many as times continue to get tougher as the recession drags on. With inflation climbing and the cost of key ingredients such as energy and food taking an even greater share of disposable income, making every penny count is vital. Savings rates are [...]
Read moreIn today’s tough economic environment, people are looking for ways to save money. Some ways may require sacrifice, like forsaking your favorite coffee to save a couple of dollars every day. Another way is to have a garage sale, but the thought of getting up early on a weekend holds many of us back. Everyone [...]
Read moreWith all the talk now about the national debt, the debt ceiling, and the future of the global economy, it’s vital that every investor takes action to better their own financial well being. We cannot rely on the governments or banks to step in and make things better because they are responsible for this mess. [...]
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