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	<title>Money Estate - Personal Finance Blog &#187; Personal Finance Tips</title>
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	<link>http://www.moneyestate.com</link>
	<description>Personal finance tips and advice on money and investing to increase your financial intelligence and financial welfare</description>
	<lastBuildDate>Mon, 30 Jan 2012 03:39:28 +0000</lastBuildDate>
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		<title>Easy Ways to Earn Extra Cash</title>
		<link>http://www.moneyestate.com/easy-ways-to-earn-extra-cash/</link>
		<comments>http://www.moneyestate.com/easy-ways-to-earn-extra-cash/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 03:31:38 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[earn money]]></category>
		<category><![CDATA[extra cash]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=732</guid>
		<description><![CDATA[If you are like most people in this world, you only have one job that brings income in for you and your family. And that is because most people only have time for one job. The typical job is around 40 hours a week, for most of us the two day weekend is never enough [...]
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		<title>How to be Frugal with your Credit Cards</title>
		<link>http://www.moneyestate.com/how-to-be-frugal-with-your-credit-cards/</link>
		<comments>http://www.moneyestate.com/how-to-be-frugal-with-your-credit-cards/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 17:38:38 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[credit card tips]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[frugal living]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=729</guid>
		<description><![CDATA[The meaning of the term frugal is to be &#8220;prudent or thrifty&#8221;. In order to be frugal with your credit card, you must begin to think of your credit card as you do your paycheck. There is only so much money to spend and you cannot go above that amount. The limit on the credit [...]
Related posts:<ol>
<li><a href='http://www.moneyestate.com/smart-tips-for-credit-card-success/' rel='bookmark' title='Smart Tips for Credit Card Success'>Smart Tips for Credit Card Success</a> <small>A credit card can either be a person&#8217;s greatest dream...</small></li>
<li><a href='http://www.moneyestate.com/let-your-credit-cards-help-you-with-your-taxes/' rel='bookmark' title='Let Your Credit Cards Help You With Your Taxes'>Let Your Credit Cards Help You With Your Taxes</a> <small>April 18th is fast approaching and your accountant has asked...</small></li>
<li><a href='http://www.moneyestate.com/frugal-living-and-high-thinking/' rel='bookmark' title='Frugal Living and High Thinking'>Frugal Living and High Thinking</a> <small>Everybody knows the basic needs for surviving is food, clothing,...</small></li>
</ol>]]></description>
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		<title>Smart Tips for Credit Card Success</title>
		<link>http://www.moneyestate.com/smart-tips-for-credit-card-success/</link>
		<comments>http://www.moneyestate.com/smart-tips-for-credit-card-success/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 02:11:08 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[credit card tips]]></category>
		<category><![CDATA[credit card usage]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=726</guid>
		<description><![CDATA[A credit card can either be a person&#8217;s greatest dream or worst nightmare, depending upon how they use it. By adopting a good set of strategies for proper credit card usage, credit troubles and debt can be avoided. Here are 5 methods to employ for responsible credit card usage: Pay the Full Balance If this [...]
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<li><a href='http://www.moneyestate.com/5-ways-to-take-control-of-credit-card-debt/' rel='bookmark' title='5 Ways to Take Control of Credit Card Debt'>5 Ways to Take Control of Credit Card Debt</a> <small>The average American has over $8,000 in credit card debt,...</small></li>
<li><a href='http://www.moneyestate.com/tips-to-improve-your-credit-score/' rel='bookmark' title='Tips to improve your credit score'>Tips to improve your credit score</a> <small>With so many people struggling to catch up following the...</small></li>
<li><a href='http://www.moneyestate.com/it-is-possible-to-negotiate-with-credit-card-companies/' rel='bookmark' title='It is Possible to Negotiate With Credit Card Companies'>It is Possible to Negotiate With Credit Card Companies</a> <small>If you&rsquo;re like most people, you have at least one...</small></li>
</ol>]]></description>
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		<item>
		<title>Less Than Stellar Credit: Can I Still Get A Cell Phone?</title>
		<link>http://www.moneyestate.com/less-than-stellar-credit-can-i-still-get-a-cell-phone/</link>
		<comments>http://www.moneyestate.com/less-than-stellar-credit-can-i-still-get-a-cell-phone/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 08:02:17 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[credit rating]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=714</guid>
		<description><![CDATA[If you have less than stellar credit, you might be wondering if you could ever get your own cell phone. Whenever you open an account for anything these days, the first thing that happens is a credit check. A service provider wants to make sure that you are going to be able to pay the [...]
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>4 Tips For Profiting From Your Hobby</title>
		<link>http://www.moneyestate.com/4-tips-for-profiting-from-your-hobby/</link>
		<comments>http://www.moneyestate.com/4-tips-for-profiting-from-your-hobby/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 01:55:50 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[Wealth Building]]></category>
		<category><![CDATA[hobby business]]></category>
		<category><![CDATA[start a business]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=682</guid>
		<description><![CDATA[Are you lucky enough to be satisfied with the jobs that you currently hold? Or do you wish you could step away and try something different? You may want to start your own small business—but what should the focus be? How do you get started? If you want to turn a hobby into something that [...]
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		</item>
		<item>
		<title>5 Reasons Why You are Spending Too Much Money</title>
		<link>http://www.moneyestate.com/5-reasons-why-you-are-spending-too-much-money/</link>
		<comments>http://www.moneyestate.com/5-reasons-why-you-are-spending-too-much-money/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 08:49:33 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[new year resolution 2012]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[spending habits]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=667</guid>
		<description><![CDATA[Read the 5 points below. If they all make you feel shamefully red faced and you know you&#8217;re guilty of them all, you NEED to change. Being broke in 2012 will not be fun. There are no excuses, you&#8217;re just lazy and need to kick yourself into shape. Nobody else will do it and all [...]
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<li><a href='http://www.moneyestate.com/cut-your-spending-without-even-noticing/' rel='bookmark' title='Cut your spending without even noticing'>Cut your spending without even noticing</a> <small>With so many hidden fees tagging along on most of...</small></li>
<li><a href='http://www.moneyestate.com/5-reasons-to-avoid-debt-consolidation-companies/' rel='bookmark' title='5 Reasons to Avoid Debt Consolidation Companies'>5 Reasons to Avoid Debt Consolidation Companies</a> <small>With so many people finding themselves in financial straits, debt...</small></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coupon Shopping Survival Guide</title>
		<link>http://www.moneyestate.com/coupon-shopping-survival-guide/</link>
		<comments>http://www.moneyestate.com/coupon-shopping-survival-guide/#comments</comments>
		<pubDate>Sat, 03 Dec 2011 01:45:24 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[coupon clipping]]></category>
		<category><![CDATA[coupon shopping]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=656</guid>
		<description><![CDATA[Think back over the years of how many coupons and weekly special fliers you have likely tossed away in the trash or recycle bin; if you&#8217;re like many average households facing a tight budget during the rough economic ups and downs, you may start to lament all those freebies and discounts that you ignored before. [...]
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<li><a href='http://www.moneyestate.com/5-ways-to-save-money-when-shopping-online/' rel='bookmark' title='5 Ways to Save Money When Shopping Online'>5 Ways to Save Money When Shopping Online</a> <small>Online shopping is easy, convenient, and fun. When shopping online,...</small></li>
<li><a href='http://www.moneyestate.com/the-best-ways-to-save-money-online/' rel='bookmark' title='The Best Ways to Save Money Online'>The Best Ways to Save Money Online</a> <small>There are a variety of ways to save big bucks...</small></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Negating the Effects of Inflation in Your Home</title>
		<link>http://www.moneyestate.com/negating-the-effects-of-inflation-in-your-home/</link>
		<comments>http://www.moneyestate.com/negating-the-effects-of-inflation-in-your-home/#comments</comments>
		<pubDate>Sun, 20 Nov 2011 21:06:32 +0000</pubDate>
		<dc:creator>Guest Author</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=637</guid>
		<description><![CDATA[Everywhere you turn, the prices are going up. It doesn&#8217;t matter if it&#8217;s the box of cereal you&#8217;re buying or the internet bill you&#8217;re paying; inflation is affecting everything. It can be a scary world to live in, especially if you&#8217;re living paycheck to paycheck. Thankfully, there are things you can do to negate the [...]
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		</item>
		<item>
		<title>Hidden Mortgage Costs</title>
		<link>http://www.moneyestate.com/hidden-mortgage-costs/</link>
		<comments>http://www.moneyestate.com/hidden-mortgage-costs/#comments</comments>
		<pubDate>Sat, 15 Oct 2011 06:50:58 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[hidden costs]]></category>
		<category><![CDATA[mortgage costs]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=584</guid>
		<description><![CDATA[Buying a new home is an exciting time for many people. This is especially the case if this is your first home. Many first-time homebuyers are not always aware of hidden costs involved in the purchase. In the heady feeling of potentially being a new homeowner, it is sometimes easy to overlook certain costs that [...]
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<li><a href='http://www.moneyestate.com/are-you-financially-literate/' rel='bookmark' title='Are You Financially Literate?'>Are You Financially Literate?</a> <small>Many people find finances stressful. Whether working with loans or...</small></li>
</ol>]]></description>
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		<item>
		<title>In the Interest of Being Creditworthy</title>
		<link>http://www.moneyestate.com/in-the-interest-of-being-creditworthy/</link>
		<comments>http://www.moneyestate.com/in-the-interest-of-being-creditworthy/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 08:26:39 +0000</pubDate>
		<dc:creator>Money Advisor</dc:creator>
				<category><![CDATA[Personal Finance Tips]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[creditworthy]]></category>

		<guid isPermaLink="false">http://www.moneyestate.com/?p=556</guid>
		<description><![CDATA[The term &#8220;creditworthiness&#8221; refers to an individual&#8217;s eligibility to borrow money. Lenders assess the creditworthiness of anyone who applies for a loan, a mortgage or a credit card to determine whether or not they represent a good lending risk. Ever since the nationwide financial crisis, most banks are seeking only the most creditworthy consumers to [...]
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