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Assuming a family with two working adults, a loss of income can occur when a mom decides to stay home with a new baby, when a spouse dies or leaves the marriage, or when one partner loses a job. Whatever caused a loss of income, planning ahead is the best way to avoid financial ruin. [...]
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We’ve already discussed some of the methods you can use to save money in Part 1, but fortunately there are more things you can do which will help you to make your money go a bit further. For most of us, the biggest bills come in the shape of food bills at the grocery stores [...]
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Many people all over the world are really feeling the pinch due to the economic crisis. Chances are that your annual pay rise has been smaller than what you’ve been used to in the past – some of us have had a pay freeze and the really unfortunate ones have been unlucky enough to have [...]
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How do you feel about your personal finances? It may be the case that your situation is so bleak that you prefer to avoid thinking about your circumstances if you possibly can! The problem with attempting to avoid the issue, is that it’s only likely to get worse. Few people are ever able to rise [...]
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Creating and managing a budget can feel overwhelming, but it’s not as difficult as you might think. In this tough economic time, invest the time needed to bring you and your budget onto solid ground in three easy steps. Track It Simply put, you can’t know how to structure your budget until you know where [...]
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A fantastic party can really put a smile on someone’s face. But with the pesky recession biting at everyone’s heels we have to watch the pennies. If you’re planning a party, never fear, our top tips will make your celebration just as special and memorable as the most expensive blowout bash. 1. Location, Location Location [...]
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Your summer vacation shouldn’t burn a hole to your wallet or drown you in debts – smart budgeting can help you get more for less. Here are some budgeting tips to help you budget for summer vacation: 1. Create a budget way ahead and start saving money You can regularly save a certain amount of [...]
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A new baby will bring joy to your family, as well as headaches in your personal budgeting. Before your new family member arrives in the midst of your family, you need to start updating your family budgeting, especially in the expenses column. Here are some tips to help you budget for the arrival: 1. Create [...]
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When we have our income before us every month, we immediately think about our monthly expense. We have to pay our rent, telephone bill, electricity bill and fuel bill. These are quite common expenses that every one has to pay. Apart from this, if you have to pay your credit card bills for your jewelry [...]
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Budgeting can be difficult, especially for those that have never created a budget in the past. So, you have researched budgeting and determined your income after researching your expenses and have a general idea of the budget – where do you go from here? Here are some tips that everyone can use to make budgeting [...]
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