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In the Interest of Being Creditworthy

Posted by Money Advisor in Personal Finance TipsOct 3rd, 2011 | No Comments

The term “creditworthiness” refers to an individual’s eligibility to borrow money. Lenders assess the creditworthiness of anyone who applies for a loan, a mortgage or a credit card to determine whether or not they represent a good lending risk. Ever since the nationwide financial crisis, most banks are seeking only the most creditworthy consumers to [...]

Tips to improve your credit score

Posted by Money Advisor in Personal Finance TipsOct 2nd, 2011 | No Comments

With so many people struggling to catch up following the onset of the recession, bad credit scores are haunting those trying to qualify for loans or credit cards. Improving a devastated credit score can seem impossible when lenders are unwilling to take a chance on you, but there are plenty of things you can do [...]

What to do if You Have Bad Credit

Posted by Money Advisor in Financial SolutionsSep 29th, 2011 | No Comments

Times have been so hard lately you can almost hear the sound of credit scores screeching downward. Millions of Americans are having doors slammed in their face daily because they suffer from bad credit. Requests for mortgages and other loans are turned down, landlords turn away applicants they consider credit risks, and 40% of employers [...]

How to Sabotage Your Credit Score (What NOT to Do)

Posted by Money Advisor in Personal Finance TipsJul 7th, 2011 | No Comments

It takes a lot of work to keep a decent credit score. A great credit score takes years of paying your bills on time, balancing the right amount of debt to available credit and keeping your spending under control. However, you may be doing some things to sabotage your credit score even though you think [...]

How to Increase Your Credit Score with Credit Cards

Posted by Money Advisor in Credit Cards, Personal Finance TipsApr 27th, 2010 | 2 Comments

If you have a bad credit or no credit score, you might already feel the impact – your loan applications (car loans, mortgages, credit cards, etc.) get rejected a bit too often, you are paying too high interest rates, and more. Believe it or not, there are credit card offers specifically made for people with [...]

Get 3-in-1 Credit Score to Help You Monitor Your Credit Health Online

Posted by Money Advisor in Personal Finance TipsJan 29th, 2010 | No Comments

Because in US there are three important credit bureaus – Equifax, TransUnion, and Experian – it is necessary to verify your credit score on a regular basis from all of the three credit bureaus. A complete credit score monitoring system must include a complete credit information from all the three credit bureau in a way [...]